Feeling overwhelmed by debt?
See how settlement compares to consolidation and nonprofit counseling—then match to a plan you can actually finish.
What settlement does
Negotiates balances on eligible accounts so you repay less than you owe. Best when minimums are unworkable.
When it helps most
If a fixed consolidation payment would still be too high, negotiation can add flexibility.
How we size plans
We design around your thinnest month so you can actually finish.